Utility Loans

Utility bills are an essential element of your budget. Each of us needs these vital utility services. Thardeep Microfinance Foundation has started utility loans for its borrowers as they can pay their utility bills timely by taking loan on very easy terms and conditions.

Loan Eligibility

  • Age between 18 to 65 year
  • Valid CNIC of borrower
  • Valid CNIC of Guarantor
  • Must be a permanent resident of same place from last 2 years
  • Salary Slip ad service card of the loaner
  • Social/Tangible Guarantee as per policy

Lending Methodology

  • Individual

Loan Amount

  • On Actual Bill

Loan Duration

  • For One Month Only

Repayment Frequency

  • Lumpsum

Disbursement and Recovery

  • Bio metric disbursement in 1 to 3 days after the appraisal
  • Easy repayment through ADCS channel and Mobile account