Education Loans

Today without education, sustainability is not possible. So, for promoting education, Thardeep microfinance foundations offers its loan services to the poor parents of rural as well as urban who are not able to pay their children school/college/university admission, tuition or exam fees. For fulfilling such needs of the parents TMF is extending loans on easy terms and conditions.

Education Loan covers:

  • For payment of school fees and related expenses
  • Established private schools Renovation
  • Purchasing of School assets

Loan Eligibility

  • Age between 18 to 65 year
  • Valid CNIC of borrower
  • Valid CNIC of Guarantor
  • Must be a permanent resident of same place from last 2 years
  • Social/Tangible Guarantee as per policy

Lending Methodology

  • Individual

Loan Amount

  • Minimum Loan Amount: 50,000
    Maximum Loan Amount: 5,00,000


Loan Duration

  • Minimum: 06 months
  • Maximum: 12 Months

Repayment Frequency

  • Equal monthly based installments

Collateral/Tangible Guarantee

  • Up to Loan amount of Rs. 100,000:
  • Requirement of Guarantor
  • Non-Family Member
  • Bank cheques and statement as per loan policy and procedure
  • Guarantor must be a Government employee or Market shop keeper


Disbursement and Recovery

  • Bio metric disbursement in 1 to 3 days after the appraisal
  • Easy repayment through ADCS channel and Mobile account


  • Client Life covered as per loan Amount