Microfinance Foundation (TMF) is a company providing microfinance services and is seeking a Head of Recovery Unit to lead their efforts in maximizing loan recovery. The role is pivotal in driving TMF towards sustainable growth and expanding its impact in microfinance.

Key Responsibilities

• Develop and implement comprehensive recovery strategies aligned with TMF’s goals, setting short- and long-term targets for the recovery unit.
• Oversee daily operations, ensuring efficient processes and analyzing performance to identify areas for improvement. Implement best practices to enhance recovery rates.
• Lead and mentor a team, providing training and setting performance targets. Conduct regular reviews to ensure the team’s effectiveness.
• Build and maintain client relationships, handling complex recovery cases with professionalism and ethics. Negotiate settlements and repayment plans.
• Identify risks in loan recovery and develop strategies to mitigate them. Ensure compliance with regulations and maintain accurate records.
• Prepare detailed reports for senior management, analyzing data to provide insights and recommendations for improving recovery and financial health.
• Work closely with departments like IT, HR, legal, and finance to ensure a coordinated approach to loan recovery. Contribute to policy development and strategy.
• Ensure a customer-centric approach in all recovery activities, promptly addressing complaints and grievances related to loan recovery.

Qualifications:

• Bachelor’s degree in Finance, Business Administration, or related field; Master’s degree preferred.

Requirements:

• Minimum 7 years’ experience in loan recovery or credit management, preferably in microfinance.
• Proven track record in achieving recovery targets and strong leadership skills.
• Excellent communication, negotiation, and analytical skills.
• In-depth knowledge of regulatory requirements and best practices in loan recovery.

Key Competencies:

• Strategic thinking and planning.
• Leadership and team management.
• Analytical and problem-solving skills.
• Negotiation and conflict resolution.
• Risk management and compliance.
• Communication and interpersonal skills.
• Customer service orientation.
• Adaptability and resilience.

We are offering a market-based attractive remuneration package with additional fringe benefits.

Last date: 15^th July, 2024 and visit https://www.tmf.org.pk/careers/ to apply and send resume at careers@tmf.org.pk.

We are an equal opportunity employer and females are encouraged to apply

By:  15^th July, 2024 

Thardeep Microfinance Foundation (TMF) is a company providing Microfinance Services that is seeking a dynamic leader as the Head of Strategy to drive the TMF to a sustainable stage. As a leading microfinance provider dedicated to the empowerment of borrowers, TMF aims to expand its impact under your strategic guidance.

Key Responsibilities

• Developing and implementing a robust strategic plan for long-term success.
• Conducting market research to identify growth opportunities, partnerships, and new markets.
• Setting clear goals aligned with TMF’s mission of financial inclusion.
• Leading and nurturing a talented team, fostering innovation and continuous improvement.
• Serving as a trusted advisor to senior management, effectively communicating strategic vision and progress.

Qualifications:

• Master’s degree in business administration, Finance, Economics, or a related field.

 Requirements:

• Minimum 10 years’ experience in strategic planning or business development within financial services or microfinance.
• Proven track record in strategic plan development and execution.
• Strong analytical, problem-solving, and decision-making abilities.
• Excellent communication and interpersonal skills.
• Leadership experience with a talent for team motivation and development.
• Knowledge of the microfinance industry is advantageous.

Key Competencies:

• Strategic thinking and vision
• Financial acumen
• Innovation and creativity
• Leadership and people management
• Market analysis and research
• Risk management
• Communication and presentation skills
• Stakeholder management

We are offering a market-based attractive remuneration package with additional fringe benefits.

Last date: 15^th July, 2024 and visit https://www.tmf.org.pk/careers/ to apply and send resume at careers@tmf.org.pk.

We are an equal opportunity employer and females are encouraged to apply

1. Qualification/Education  

   Master’s degree in Business Administration, Finance, Marketing, or a relevant field.

    Experience :

   3-5 years of experience in microfinance bank/ non-bank MFIs or similar institution(s).

    Kindly visit:  https://www.tmf.org.pk/careers/ to apply or send resume at:  careers@tmf.org.pk .  

   We offer attractive remuneration package based on the market, with additional fringe benefits such as Gratuity, provident Fund, Medical Allowance, Leave Encashment, EOBI, Group Insurance etc.

We are an equal opportunity employer and female are encouraged to apply 

1. Qualification/Education  

   MBA with a specialization in Finance,
   M.COM,BBA or equivalent with 

    Experience :

   1-2-years of relevant experience

    Kindly visit:  https://www.tmf.org.pk/careers/ to apply or send resume at:  careers@tmf.org.pk .  

   We offer attractive remuneration package based on the market, with additional fringe benefits such as Gratuity, provident Fund, Medical Allowance, Leave Encashment, EOBI, Group Insurance etc.

We are an equal opportunity employer and female are encouraged to apply 

1. Qualification/Education  

   Master’s/Bachelor’s Degree or equivalent

    Experience :

   with 1-2-years of relevant experience.

    Kindly visit:  https://www.tmf.org.pk/careers/ to apply or send resume at:  careers@tmf.org.pk . 

   Location :Sukkur Region

   We offer attractive remuneration package based on the market, with additional fringe benefits such as Gratuity, provident Fund, Medical Allowance, Leave Encashment, EOBI, Group Insurance etc.

    

We are an equal opportunity employer and female are encouraged to apply 

Key Responsibilities  

1. Perform and control the full audit cycle including risk management and control management over operations’ effectiveness, financial reliability and compliance with all applicable directives and regulations. 
2. Determine internal audit scope and develop annual plans. 
3. Obtain, analyze and evaluate accounting documentation, previous reports, data, flowcharts etc. 
4. Prepare and present reports that reflect audit’s results and document process. 
5. Act as an objective source of independent advice to ensure validity, legality and goal achievement. 
6. Identify loopholes and recommend risk aversion measures and cost savings. 
7. Maintain open communication with management and audit committee. 
8. Document process and prepare audit findings memorandum. 
9. Conduct follow up audits to monitor management’s interventions. 
10. Engage to continuous knowledge development regarding sector’s rules, regulations, best practices, tools, techniques and performance standards. 
11. Secretarial duties regarding quarterly audit Committee meeting i.e. preparation and circulation of notice, agenda papers and minutes 

Requirements 

1. Proven working experience as Internal Auditor 
2. Advanced computer skills on MS Office, accounting software and databases 
3. Ability to manipulate large amounts of data and to compile detailed reports 
4. Proven knowledge of auditing standards and procedures, laws, rules and regulations 
5. High attention to detail and excellent analytical skills
6. Excellent communication skills and interpersonal skills

   Qualification/Education  

   CA/CMA/ACCA (Qualified), CIA, CPA  

    Experience :

   At least five year of relevant experience .

    Kindly visit:  https://www.tmf.org.pk/careers/ to apply or send resume at:  careers@tmf.org.pk .  

   We are offering market based attractive remuneration package with additional fringe like Gratuity, Provident Fund, Medical Allowance, Leave Encashment, EOBI, Group Insurance etc.  

We are an equal opportunity employer and female are encouraged to apply