Our Team
Narumal is a seasoned professional with a master’s degree in business administration from the University of Jamshoro in the early nineties. He has accumulated thirty years of work experience with international and local charity and not-for-profit development organizations, including Save the Children UK and Thardeep Rural Development Programme.

Mr. Ghulam Ali is an experienced and certified IT professional, boasting more than ten years of expertise in providing impactful technology solutions across various sectors. With a solid background in cloud infrastructure management, network administration, cybersecurity, and IT systems deployment, he has consistently showcased technical skill, leadership, and innovation in overseeing and expanding enterprise-level IT environments.


Professionally qualified individual with MBA and CPA (Finalist) along with two International Certifications i.e CICA & CFRA from USA having around 14 years of experience in Internal Audit, Accounts and Finance. He has been associated with TMF since August 2016.Previously he was associated with ASA Pakistan Limited.

The individual is a graduate from the University of Sindh Jamshoro and started his professional career 16 years ago in 2008 by joining Thardeep Urban Micro Finance Program as a Database Officer. Over the years, the individual has been involved in various technological implementations, including the successful implementation of digital financial inclusion through “Branchless Banking and Electronic Appraisal” in Thardeep Microfinance Foundation.
Ms. Yasmeen Ali Kapri is a highly experienced professional with over 13 years of working with rural communities. She holds a master’s degree in economics from the University of Sindh and began her professional career as a Social Mobilizer in 2005. She has since then been closely involved with community organizations through her work with TRDP and Thardeep Microfinance Foundation (TMF) in various positions.


Imran Khoso is a dedicated and experienced professional currently serving as a Manager of Monitoring with over ten years of specialized experience in the microfinance sector. He has a solid academic foundation, holding a master’s degree in Anthropology from the University of Sindh, Jamshoro, which he completed in 2011.
Teerath Das Essrani, Manager Payroll at Thardeep Microfinance Foundation (TMF), has over 16 years of experience in the field of HR and Finance. He holds a master’s degree in economics from Sindh University and started his career at TMF as an Account Assistant in the UMCP section in 2006. He has been associated with TMF ever since and has served in various roles, including HR Officer in TRDP-UMCP.


Mr. Ali Nawaz is a committed and skilled legal professional presently working as the Manager of Legal at Thardeep Microfinance Foundation (TMF) in Hyderabad. He has a broad background in law and advocacy, providing him with significant experience in managing intricate legal issues and delivering strategic legal advice in various fields. He serves as an Advocate in both the District and High Courts,
