Livestock Loans

 

In Pakistan, many rural households rely on livestock as a significant source of income, making animal husbandry a key component of their economy. Livestock play two essential roles within these households: (a) serving as an asset base and (b) providing financial security, especially during difficult times.

Thardeep Microfinance Foundation offers loans to purchase and fatten livestock, supporting small farmers with experience in raising small and large animals for economic benefit.

Loan Eligibility

  • Age between 18 and 65 year
  • Valid CNIC of borrower
  • Valid CNIC of Guarantor
  • Must be a permanent resident of the same place for the last two years
  • Social/Tangible Guarantee as per policy

Lending Methodology

  • Individual/Group

Loan Amount

  • Minimum Loan Amount: 30,000
  • Maximum Loan Amount: 250,000

Loan Duration

•Maximum: 12 Months

Repayment Frequency:

Monthly

Disbursement and Recovery

  • Biometric disbursement in 1 to 3 days after the appraisal
  • Easy repayment through the ADCS channel and Mobile account
  • Insurance Client Life covered as per loan amount.

Collateral/Tangible Guarantee

  • Up to Loan amount of Rs. 50,000
    Requirement of Guarantor
  • Non-Family Member
  • Bank cheques and statements as per loan policy and procedure
  • The guarantor must be a Government employee or market keeper.

Disbursement and Recovery

  • Biometric disbursement in 1 to 3 days after the appraisal
  • Easy repayment through the ADCS channel and Mobile account
  • Insurance Client Life covered as per loan Amount