The estate property loans are being offered for purchasing the plot or property. These loans will be given to the salaried persons or Market entrepreneurs on following terms and conditions.

Loan Eligibility

• Age between 18 to 65 year
• Valid CNIC of borrower
• Valid CNIC of Guarantor
• Must be a permanent resident of same place from last 2 years
• Social/Tangible Guarantee as per policy

Lending Methodology

• Individual

Loan Amount

• Minimum Loan Amount: 50,000
• Maximum Loan Amount: 5,00,000

Loan Duration

• Minimum: 12 months
• Maximum: 24 Months

Repayment Frequency

• Monthly/Quarterly/six Monthly repayment
• Collateral/Tangible Guarantee Up to Loan amount of Rs. 100,000
• Requirement of Guarantor

Non-Family Member

• Bank cheques and statement as per loan policy and procedure
• Guarantor must be a Government employee or Market shop keeper

Disbursement and Recovery

• Bio metric disbursement in 1 to 3 days after the appraisal
• Easy repayment through ADCS channel and Mobile account

Insurance

• Client Life covered as per loan Amount