Enterprise Loans

Thardeep Microfinance Foundation provides loans primarily targeting women micro-entrepreneurs but not excluding male entrepreneurs who aim to expand their businesses or enterprises to increase income and explore future growth opportunities.

Loan Eligibility

  • Age between 18 and 65 years
  • Valid CNIC of borrower
  • Valid CNIC of Guarantor
  • Must be a permanent resident of the same place for the last two years
  • Social/Tangible Guarantee as per policy.

Lending Methodology

Individual/Group

Repayment Frequency

  • Monthly

Loan Amount

  • Minimum Loan Amount: 30,000
  • Maximum Loan Amount: 250,000

Collateral/Tangible Guarantee

    • Up to Loan amount of Rupees: 50,000Requirement of Guarantor
    • Non-Family Member
    • Bank cheques and statements as per loan policy and procedure
    • The guarantor must be a government employee or Market shopkeeper

Disbursement and Recovery

  • Biometric disbursement in 1 to 3 days after the appraisal
  • Easy repayment through ADC channel and Mobile account.

Insurance

  • Client Life covered as per loan amount.

Loan Duration

  • Maximum: 12 months.