Alternative Energy Loans

The majority of rural areas of Pakistan do not have access to national grid system. In case who have the access to electricity from the grid system face frequent interruption and long hours of load shedding.

Whereas, on the other hand we have, in Pakistan ten long hour availability of sunlight. The households in the rural/urban areas who face or do not have access to electricity may opt for alternate energy source. They can afford to meet the energy requirement through solar energy. The solar energy shall be contributing in household chore activities as well as economical activates impacting the well being of their families.

Thardeep Microfinance Foundation offers loan to rural as well as urban clients to shift their energy needs to solar source of electricity where by TMF assures safe, reliable and affordable prices from approved vendors/suppliers by the World Bank and Government of Pakistan. The product ranges from:

  • Home-based Solar System
    Running enterprise,
  • Extracting water for agriculture
  • For Safe Drinking Water

Loan Eligibility

  • Age between 18 to 65 year
  • Valid CNIC of borrower
  • Valid CNIC of Guarantor
  • Must be a permanent resident of same place from last 2 years
  • Social/Tangible Guarantee as per policy

Lending Methodology

  • Individual

Loan Amount:

  • Minimum Loan Amount: 30,000
  • Maximum Loan Amount: 5,00,000

Loan Duration

  • Minimum: 12 months
  • Maximum: 24 Months

Repayment Frequency

  • Monthly/Quarterly/Six Monthly/ Lump sum


  • Client Life covered as per loan Amount

Collateral/Tangible Guarantee

  • Up to Loan amount of Rs. 100,000
  • Requirement of Guarantor
  • Non-Family Member
  • Bank cheques and statement as per loan policy and procedure
  • Guarantor must be a Government employee or Market shop keeper