Agriculture Loans

Agriculture forms the backbone of Pakistan’s economy, with a significant portion of the population residing in rural areas and primarily engaged in farming. Thardeep Microfinance Foundation offers loans for Rabi crops to support small landholders, enabling them to purchase agricultural inputs directly from the market and reduce reliance on intermediaries, easing their financial burden.

Major Crops

  • Wheat

Loan Eligibility

  • Age between 18 and 65 year
  • Valid CNIC of borrower
  • Valid CNIC of Guarantor
  • Must be a permanent resident of the same place for the last two years
  • Social/Tangible Guarantee as per policy

Disbursement and Recovery

  • Biometric disbursement in 1 to 3 days after the appraisal
  • Easy repayment through the ADCS channel and Mobile account.

Lending Methodology

  • Individual/Group

Loan Amount

  • Minimum Loan Amount: 30,000
  • Maximum Loan Amount: 250,000

Loan Duration

  • Repayment Frequency
  • Monthly

Collateral/Tangible Guarantee

 Up to Loan amount of Rs. 50,000

  • Requirement of Guarantor
  • Non-Family Member
  • Bank cheques and statements as per loan policy and procedure
  • The guarantor must be a Government employee or Market shopkeeper
  •  

Insurance

  • Client Life covered as per loan amount.