Agriculture Loans
Agriculture forms the backbone of Pakistan’s economy, with a significant portion of the population residing in rural areas and primarily engaged in farming. Thardeep Microfinance Foundation offers loans for Rabi crops to support small landholders, enabling them to purchase agricultural inputs directly from the market and reduce reliance on intermediaries, easing their financial burden.

Major Crops
- Wheat
Loan Eligibility
- Age between 18 and 65 year
- Valid CNIC of borrower
- Valid CNIC of Guarantor
- Must be a permanent resident of the same place for the last two years
- Social/Tangible Guarantee as per policy
Disbursement and Recovery
- Biometric disbursement in 1 to 3 days after the appraisal
- Easy repayment through the ADCS channel and Mobile account.
Lending Methodology
- Individual/Group
Loan Amount
- Minimum Loan Amount: 30,000
- Maximum Loan Amount: 250,000
Loan Duration
- Repayment Frequency
- Monthly
Collateral/Tangible Guarantee
Up to Loan amount of Rs. 50,000
- Requirement of Guarantor
- Non-Family Member
- Bank cheques and statements as per loan policy and procedure
- The guarantor must be a Government employee or Market shopkeeper
Insurance
- Client Life covered as per loan amount.